Acceptance of Terms

By creating an account or accessing any part of BeginXFuture's educational platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms apply to all users of the site, including visitors, registered students, and contributors.

We reserve the right to update or modify these terms at any time without prior notice. Your continued use of the platform after any changes constitutes acceptance of those changes. We recommend checking this page periodically to stay informed about any updates.

Educational Services

BeginXFuture provides online educational content focused on budget review processes and financial management skills. Our programs are designed to help individuals develop practical knowledge through structured learning experiences.

Service Availability

While we strive to maintain consistent access to our platform, we cannot guarantee uninterrupted availability. Scheduled maintenance, technical issues, or unforeseen circumstances may occasionally affect service access. We'll do our best to notify users in advance when possible.

Learning Outcomes

User Accounts and Responsibilities

When you create an account with BeginXFuture, you're responsible for maintaining the security of your account credentials. Don't share your password with others or allow anyone else to access your account.

1. You must provide accurate and complete information during registration and keep your account information up to date.
2. You're responsible for all activities that occur under your account, whether or not you authorized them.
3. Notify us immediately if you suspect any unauthorized use of your account or security breach.
4. You must be at least 16 years old to create an account, or have parental consent if younger.

We reserve the right to suspend or terminate accounts that violate these terms or engage in activities that could harm other users or the platform's integrity.

Acceptable Use Policy

Our platform exists to support genuine learning and professional development. When using BeginXFuture, you agree not to:

• Share course materials, videos, or content with non-enrolled individuals
• Use automated systems or bots to access the platform
• Attempt to gain unauthorized access to any part of our systems
• Upload malicious code, viruses, or harmful software
• Harass, abuse, or harm other users or instructors
• Impersonate others or misrepresent your identity
• Use the platform for any illegal activities or purposes
• Collect or harvest user information without consent

Violations of this policy may result in immediate account suspension and potential legal action if necessary.

Intellectual Property Rights

All content on BeginXFuture, including course materials, videos, text, graphics, logos, and software, is owned by us or our content suppliers and is protected by copyright laws.

Your Rights

When you enroll in a course, we grant you a limited, non-exclusive, non-transferable license to access and view the course materials for personal, non-commercial use. This license doesn't give you ownership of any content.

Content Restrictions

You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from our platform without explicit written permission. Screenshots and recordings of course materials are prohibited unless specifically allowed for educational purposes within the course context.

Payment and Refund Policy

Course fees are clearly displayed before enrollment. All prices are listed in Thai Baht and may be subject to applicable taxes. Payment must be completed before accessing course materials.

Refund Conditions

We offer a 14-day refund window from the date of purchase, provided you haven't completed more than 20% of the course content. Refund requests must be submitted through your account dashboard. Processing typically takes 7-10 business days after approval.

Privacy and Data Protection

Your privacy matters to us. We collect and process personal information in accordance with our Privacy Policy and applicable data protection regulations. By using BeginXFuture, you consent to our data practices as described in our Privacy Policy.

We use your information to provide educational services, improve our platform, and communicate with you about your courses. We don't sell your personal information to third parties. However, we may share data with service providers who help us operate the platform, always under strict confidentiality agreements.

Third-Party Links and Services

Our platform may contain links to external websites or integrate with third-party services. These links are provided for convenience and additional resources. We don't control these external sites and aren't responsible for their content, privacy policies, or practices.

When you click on third-party links, you leave our platform and are subject to those sites' terms and policies. We recommend reviewing their terms before engaging with external services.

Disclaimers and Limitations

Service Disclaimers

BeginXFuture's educational content is provided on an "as is" and "as available" basis. While we work hard to ensure content accuracy and platform reliability, we make no warranties about the completeness, accuracy, or reliability of any information provided through our services.

No Professional Advice

Our courses provide educational content for learning purposes. This content shouldn't be considered professional financial, legal, or career advice. Always consult qualified professionals for specific guidance related to your individual circumstances.

Limitation of Liability

To the maximum extent permitted by law, BeginXFuture shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the platform. Our total liability for any claims related to our services is limited to the amount you paid for the specific course in question.

Termination

You may terminate your account at any time by contacting our support team. Upon termination, your right to access course materials will cease immediately, though you may retain access through the end of your current billing period.

We reserve the right to suspend or terminate your account if you violate these terms, engage in fraudulent activity, or behave in ways that could harm other users or our platform. In cases of serious violations, termination may be immediate without refund.

Dispute Resolution

If you have concerns or disputes regarding our services, please contact us first so we can work toward a resolution. Most issues can be resolved through direct communication.

These terms are governed by the laws of Thailand. Any disputes arising from these terms or your use of BeginXFuture will be subject to the exclusive jurisdiction of the courts in Chiang Mai, Thailand.

General Provisions

• If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full effect.
• Our failure to enforce any right or provision doesn't constitute a waiver of that right.
• These terms constitute the entire agreement between you and BeginXFuture regarding platform use.
• You may not assign or transfer your rights under these terms without our written consent.
• Section headings are for convenience only and don't affect interpretation.